If you're a renter and you've read your lease, then you've seen the language that purports to insulate the landlord against liability for injuries occurring on the premises after the tenant takes possession of the property. Imagine this scenario -- you rent and move into a townhouse where, under the lease, you are responsible for snow and ice removal on your front steps. You move in the beginning of the month of August and live there, issue free for five months. Then, one